
 
		Understanding Social Security COLA in Retirement Planning
Key Points The Social Security COLA for 2026 highlights the gap between official inflation figures and retirees’ lived experiences. Rising Medicare premiums and healthcare costs

 
		Key Points The Social Security COLA for 2026 highlights the gap between official inflation figures and retirees’ lived experiences. Rising Medicare premiums and healthcare costs

 
		Key Points When “Safety” Starts to Cost Investors Holding large cash balances often feels safe—especially after years of market volatility and rising interest rates. Yet

 
		Key Points Understanding Why Dividends Matter as Rates Fall The Fed’s policy shift toward rate cuts marks a turning point for investors. Lower interest rates

 
		Key Points Understanding Inflation’s Impact on Investors Just as natural forces such as earthquakes and erosion can strike suddenly or erode wealth quietly over time,

 
		Key Points Government shutdown headlines tend to create anxiety, but history shows their impact on the stock market is usually limited and short-lived. Staying disciplined

 
		As markets reach new highs and excitement around artificial intelligence continues to dominate headlines, many investors are asking: Are we in a stock market bubble?

 
		Key Takeaways Introduction Few government programs have had as profound an impact on American financial security as the Social Security and disability insurance program. Since
Introduction Recent tensions between the White House and the Federal Reserve have reignited conversations around the boundaries of political influence and central bank autonomy. For

 
		Summary Bitcoin, copper, and gold have captured headlines, but that doesn’t mean they should be included in a well-built financial plan. At Holland Capital Management,
At Holland Capital Management, we recognize that few financial decisions feel as meaningful or complex as college planning. Thoughtful education planning helps families manage today’s

 
		Key Highlights Introduction More and more people are opting for early retirement each year. Still, many are hamstrung by IRS regulations that impose an early

 
		Key Highlights Creating an estate plan is crucial for ensuring the well-being of your belongings and loved ones in the future, providing peace of mind