Too often, financial advisors focus primarily on maximizing returns. Less attention is paid to positioning you for downturns and volatility. While that might work during bull markets, you may find out that your money was not adequately prepared for market shocks or bear markets. When outsize losses occur, you’re often told to just wait it out.
We don’t agree with that approach.
Instead, we prioritize wealth preservation alongside growth.
At Holland Capital Management, we help high-income and high net worth people take better care of their money. Yes, it requires more effort than simply diversifying your money across a range of mutual funds and letting it rise and fall with the market.
Instead, here’s what you can expect from us:
- You will work directly with an experienced professional, M. Chad Holland, CFA, CFP®, for financial planning and wealth management strategies.
- Your money is invested and continually monitored by hand-picked money managers with independently verified GIPS® track records.
- Risk management is a priority. We’ll implement strategies for growth (offense) as well as downside protection (defense).
- Your portfolio will be custom-designed for your needs and risk tolerance.
- We use individual stocks, bonds, and hand-picked low-fee ETFs to minimize fees and maximize your ability to control taxes.
And we don’t just strive to match the market since that can mean large drops in market downturns. Instead, we aim to generate higher after-tax, risk-adjusted returns, especially during volatile times.
Why The Right Investment Management Is Important
When you’re just starting out, mutual fund portfolios or simplistic passive strategies can be fine. But as your wealth grows, you need more focus on strategy so you can preserve what you’ve built and generate sustainable growth.
At Holland Capital Management, you’ll get investment management from a Chartered Financial Analyst® and CFP®. We specialize in serving high net worth and high-income people, so we can help you with advanced strategies that strive to achieve better risk-adjusted returns,
Play Video
What We Can Do For You
Our Investment Management philosophy is based on the premise that once you’ve created wealth, it is more important than ever to preserve it. Consequently, our investment management includes both defensive and offensive strategies.
Here’s a preview of what our Investment Management service covers:
- Understanding your financial goals: Through an intense yet structured “Getting to Know You” process, we’ll understand what your financial goals are. Then, we’ll help you prioritize the short, medium and long-term financial objectives you’d like to accomplish.
- Analyze a point-in-time snapshot: The next step is to analyze where you are today, in terms of your savings, assets and current investment portfolio. We’ll look at all your assets, including real estate, or other alternative assets. Sometimes, this phase of our review results in actionable steps that can immediately benefit you – like some strategic tax loss harvesting that allows you to shift to similar investments but offset capital gains. Or we may find better after-tax opportunities for you using alternative investments or other strategies.
- Proposing an investment strategy: With that information in hand, our Financial Planner will work hand-in-hand with your Portfolio Manager to create a comprehensive customized investment strategy best suited to your needs. We’ll always pay attention to tax-efficiency to maximize your after-tax results.
- Implementing the plan: Our discretionary investment management service is dynamic. We guide you through life changes and make decisions on your behalf to optimize your portfolio as tax laws or economic conditions change.
- Watching over your investments: We’ll monitor and review your investments, plans and strategies in light of changing investment climates. We’ll always stay on the lookout for new opportunities, and we’ll keep you fully informed with frequent updates.
